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Introducing ExpenseFlow · v1.0

Take control of every rupee.

ExpenseFlow helps you understand your spending, stay on budget, reach your goals, and build better financial habits — all in one beautifully designed experience.

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Android APK
Overview
Your financial summary for July 2026
TOTAL BALANCE
₹9,300.00
MONTHLY INCOME
₹16,000.00
MONTHLY EXPENSES
₹6,700.00
SAVINGS
₹9,300.00
Recent TransactionsView all ›
Policy Bazaar
Insurance
−₹6,000.00
Salary
Salary · 20 Jul
+₹15,000.00
Electricity
Bills & Utilities
−₹700.00
Freelance
Freelance · 20 Jul
+₹1,000.00
Financial Health
58
of 100
Your financial health is Fair
Features

Everything you need to run your money life.

Ten focused tools. One coherent experience. Zero clutter.

Smart Expense Tracking

Log transactions instantly. Includes a smart merchant autocomplete that dynamically loads official brand logos.

Offline Tracking & Sync

No internet connection? No problem. Add transactions offline. They queue up locally and sync when connection returns.

Financial Health Score

Track and compare your monthly financial health score, calculated using real-time savings rate trends.

Savings Goals

Set visual targets for big purchases and fund them straight from your wallets. See predicted completion dates.

Multi-Wallet Management

Manage balances across Cash, Bank accounts, Cards, and UPI. Unified under a clean, elegant ledger.

Budget Planning

Define budgets by category. Get soft warnings and visual alerts before you exceed your set limits.

Automated Email Alerts

Stay informed without checking the app. Get immediate, formatted email alerts for recurring bills, EMI deductions, and monthly financial reports.

Monthly Report Archives

Every month, a detailed PDF report is compiled, stored permanently in private cloud storage, and emailed to you.

Gamified Logging Streaks

Build momentum with logging streaks. Stay motivated with in-app notifications when reaching milestones.

Secure Account Deletion

Full control over your data. Request account deletion with a secure confirmation code sent to your verified email.

Coming soon

AI Financial Coach

A private, on-device coach that spots patterns, suggests budgets and celebrates wins.

Showcase

Designed with obsession. Built for speed.

Dashboard

Your money, at a glance.

A calm, considered command center that surfaces what matters — balance, health, momentum.

Real-time sync• Private
Net worth
₹ 4,82,910
Income
₹ 1,20k
Expenses
₹ 62k
Savings
₹ 58k
Analytics

Charts that tell the truth.

Category breakdowns, trends, and comparisons. Interactive, honest, and beautifully typeset.

Real-time sync• Private
Category breakdown
This month
Food & Dining32%
Transport22%
Subscriptions18%
Shopping14%
Other14%
Goals

Progress you can feel.

Every goal has a story. Track pace, forecasted completion, and celebrate small wins.

Real-time sync• Private
Savings goals
Emergency fund78%
₹ 1,56,000 / 2,00,000
Japan trip42%
₹ 84,000 / 2,00,000
New Macbook61%
₹ 91,500 / 1,50,000
Emails

Beautiful, automated financial emails.

Receive instant notifications for your auto-deducted bills and EMIs. On the 1st of every month, get a comprehensive PDF financial report delivered right to your inbox, styled exactly like this preview.

Real-time sync• Private
mail.expenseflow.dev
Inbox
Resend: Active
From: ExpenseFlow Reports <reports@expenseflow.dev>May 1, 12:00 AM

Your Monthly Financial Report — May 2026

ExpenseFlow

Hi Gaurav,

Your financial report for May 2026is ready. We've attached the detailed PDF report to this email. Here is a quick summary of your month:

Financial Score
Last Month
79
This Month
82
Trend
↑ +3
“Your savings rate improved this month, boosting your score.”
Total Income₹1,20,000
Total Expenses₹62,000
Net Savings₹58,000
Savings Rate48%
Top CategoryFood & Dining
Biggest ExpenseMacbook Pro (₹5,000)
ExpenseFlow
Designed & Developed by Gaurav Mathpal
© 2026 ExpenseFlow
Why ExpenseFlow

A different kind of finance app.

Instead of telling you where your money went,
we help you understand why.

Context beats data. Every transaction is enriched with meaning.

Build habits.
Not spreadsheets.

Gentle nudges, weekly rituals, and tiny wins that compound.

Make better decisions.
Not just track expenses.

Forecasts, what-ifs, and honest guidance — no jargon.

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Interactive charts
0%
Private by design
0ms
Instant search
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Wallet types
Step-by-step guide

How to use ExpenseFlow

1
1. Personalize & Complete Onboarding
Sign up and complete onboarding to configure your base currency, regular monthly income, and link your active wallets (UPI, Bank, Cash, Credit Card).
2
2. Set Up Auto-Renewing Budgets
Create monthly budgets for specific categories like Food & Dining, Rent, Bills, or an Overall limit. Toggle 'Auto-renew' to automatically roll your budgets over every month.
3
3. Log Everyday Transactions
Whenever you spend money, click the '+' Quick Add button or press ⌘K to open the Command Palette. Log cash, cards, or UPI transactions in under 3 seconds.
4
4. Build Streaks & Unlock Achievements
Gamify your financial discipline by logging every day. Keep your active logging streak alive to unlock special achievements and boost your Financial Health Score.
5
5. Auto-Deduct Recurring Bills & EMIs
Add your active subscriptions and EMIs. ExpenseFlow will automatically calculate and deduct due amounts on their scheduled dates and send you instant notifications.
6
6. Export Premium PDF & CSV Reports
Navigate to the Reports page to analyze visual graphs of your net worth growth or download clean, printable PDF activity summaries and CSV files.
FAQ

Questions, answered.

ExpenseFlow evaluates active subscriptions and EMIs hourly. When it hits exactly 12:00 PM in your local timezone, it automatically deducts the amount from your designated wallet, records the transaction, and sends you a notification.
Yes, absolutely! ExpenseFlow functions fully offline. You can launch the app, view cached account metrics, and log new transactions without an active internet connection. Transactions are stored in a secure local queue and automatically synchronize with the server as soon as internet connectivity is restored.
Your Financial Score is a dynamic indicator (from 0 to 100) calculated based on your monthly savings rate. Every month, ExpenseFlow compares your current score with the previous month and delivers a personalized breakdown of your spending habits.
Gamifying your financial habits keeps you consistent. When you log transactions daily, you build your active logging streak. Milestone accomplishments (like 7, 30, 100, or 365 consecutive days) automatically trigger celebratory achievements.
In addition to downloading live PDF and CSV exports, ExpenseFlow automatically compiles a premium PDF activity report on the 1st of every month. These reports are stored securely in your private cloud storage and can be viewed or downloaded from your Reports page anytime.
Absolutely. Under Settings, you can request permanent deletion of your profile and full financial history. For security, we require email verification: a confirmation code will be sent to your email to verify authorization before your account is erased.

Every rupee matters.

Take control of your finances today.

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